Building Process

  • Paperwork

    You can select a new home that is under construction or you can choose to build your new home from the ground up by selecting your homesite and your plan. After you meet with your new home sales professional, the purchase agreement will be submitted for approval and signatures. Contact your lending professional to secure your preapproval and good faith estimate. This will begin the mortgage process.

  • Creation

    The Estimating and Drafting Departments will begin their work in drawing your plans and getting your planbook ready for release to your building superintendent to begin construction. During this time, you will meet with your designer at the Design Studio to make your interior and exterior selections. You will also be meeting with our technology specialist for your sound, image and security selections. All paperwork must be completed and approved prior to the release of your planbook.

  • Preparation

    Approximately 60 days prior to the completion of your new home, you will need to:

    • Obtain final approval on your mortgage financing. This will ensure a smooth transition and closing on your new home
    • Contact your homeowners insurance company to have an insurance policy in place the day of closing.
    • Contact the utility companies to have electricity, gas, and water transferred into your name the day of closing.
    • Funds for closing need to be certified funds in the form of a cashiers check.
  • Construction

    When your plan book is released, you will meet with your new home sales professional and building superintendent in your community before the construction of your new home begins. Together you will review your selections, review your home plans and the building process. The building process typically follows this schedule:

    1. Homesite Preparation
    2. Foundation
    3. Framing
    4. Rough-ins (HVAC, plumbing, electrical)
    5. Insulation Installed
    6. Drywall Installation and Finishing
    7. Interior Paint
    8. Cabinetry & Countertops
    9. Plumbing & Lighting
    10. Flooring Installed
    11. Quality Assurance Check
    12. Homeowner Orientation
  • Closing

    Once your home is complete, you will meet with your building superintendent for new home orientation. This is your time to familiarize yourself with your new home and all of its components. Your superintendent will also review the warranty process and you will receive contact information for post-closing assistance.

Our Design Studios

Create the home that reflects you!

  • What colors make me feel relaxed and happy?
  • Which room is most important to me?
  • Where do I spend most of my time?
  • How often will I have guests?
  • What is my favorite feature of my current home?
  • What is my least favorite feature?

Once you purchase your new home your sales agent will help you make an appointment with our Design Studio. At your appointment our design team will help you choose the options that best reflect you.

Preferred Lender

First Heritage Mortgage Logo

At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process. At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process.

Jeanne Bidwell
Jeanne Bidwell
NMLS ID #313615

For more than 25 years, Jeanne has helped first-time and move-up homebuyers, empty nesters, investment buyers, clients looking for a 2nd home, as well as customers seeking new construction, renovation, and even tear downs.

Jeanne understands that every transaction and every buyer are different. What is not different is your need and expectation for excellent communication, prompt customer service, and a quick response to your calls. She works hard – and smart – every day to earn your trust and confidence, and to deliver excellent customer service, loan products, exceptional rates, and on-time delivery of your loan. Homeownership is the goal, and Jeanne looks forward to putting my expertise to work in helping you achieve that dream.

Jeanne has been happily married to her husband for 25 years, and together they have three beautiful girls and two dogs.

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Brian Krebs
Brian Krebs
NMLS ID #62941

For the past 17 years Brian Krebs has held a variety of positions in the mortgage industry – all with a focus on helping clients achieve their dreams of homeownership. Brian provides an unparalleled service commitment by carefully guiding his clients through each step of the mortgage process.

Brian believes a person’s home is the single most important purchase they will make, and he strives to ensure his clients are aware of all their home financing options. His favorite aspect of the financing process is working with each of his clients to find the loan package that best meets their individual needs. Making sure each client is happy with the home they purchase and that they are comfortable with their monthly payments are his ultimate goals.

Brian is married with two young boys. He enjoys family activities, golf, tennis, reading, traveling and is active in the community. Brian is also a volunteer with Special Pops which helps children and adults with intellectual disabilities enjoy the game of tennis.

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Erica Ergle
Jerry Berry
NMLS ID #109657

Jerry began his residential mortgage lending career more than 20 years ago. Jerry prides himself in being the loan officer that knows how to handle all types of loans; VA, FHA, VHDA, Conventional, and more. Each loan is processed in a timely, hassle-free manner. With the support of his team, Jerry is better able to serve the needs of all customers. His aim is to make the process of buying a home or refinancing a mortgage as simple as possible.

Whether you are a first-time hombuyer or an experienced borrower with a unique situation, you have come to the right place. Contact Jerry at any time for all of your mortgage financing needs!

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Matthew Wadsworth
Matthew Wadsworth
NMLS ID #1695377

Matthew Wadsworth received his degree from Kennesaw State University, where he studied Information Systems with a secondary focus in Marketing.  Matthew has always excelled at networking, relationship building, and delivering exceptional results to individual, small business, and enterprise opportunities. He has an entrepreneurial background, where he previously owned an Atlanta-based technology firm from 2001-2014, as well as the UBREAKIFIX franchises throughout Cobb County.

Matthew thoroughly enjoys serving as an advocate for his borrowers. He is always looking to help his clients’ make an educated decision, and match their financial objectives with the right loan product. He works hard to make the closing process fast and enjoyable for his all parties involved.

Matthew has a true passion for networking and helping enhance the lives of others, whether it be his borrowers or industry associates. Please don’t hesitate to contact him for any of your mortgage needs!

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Mike Buczynski
Mike Buczynski
NMLS ID #432414

Over the past 15 years, more than 1,000 families have chosen to work with Mike Buczynski. He has seen and guided his clients through just about every financing situation, product, and complication you can envision, while creating raving fans along the way.

With a Bachelors of Finance from the Robert H. Smith School of Business and more than 15 years of mortgage lending experience, Mike brings a keen financial eye along with a caring and cooperative approach to working with his clients.

Mike views his job as a mortgage loan officer as being very important and rewarding. He is grateful for the opportunity to help his clients through the potentially stressful moving process and their biggest financial purchase.

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Mike Travis
Mike Travis
NMLS ID #177511

Born and raised in rural New Jersey, Michael enjoyed being a part of a large family in a small town community. At a young age, Michael developed a competitive spirit and strong work ethic at home and in school. Later, Michael attended University of Maryland in College Park, where he received a Bachelor of Sciences degree in Mathematics and a minor in Economics and thus laid the groundwork for a career in banking.

With nearly 20 years in the mortgage banking industry, Michael's success as a loan officer comes from the dedication he has to his clients and those that he works with. He is committed to staying apprised of the constantly changing industry, educating his customers, and getting them into a home they can feel good about, with a payment they can feel comfortable with. Michael enjoys keeping in touch with past clients and helping them again and again. Michael has found great joy in getting to know his clients and assisting them throughout the years.

In Michael’s free time, he enjoys staying active with his wife and three children. For a little fun, Michael runs marathons and participates in an adult soccer club in Raleigh. Additionally, Michael spends time volunteering in the community with Rotary Club and Y-guides.

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Troy Lane
Troy Lane
NMLS ID #432482

Troy Lane is a Loan Officer who works with families and individuals to help make their dreams of homeownership a reality. Troy believes in doing things the right way for his clients, and feels strongly about helping each family he works with to make informed mortgage decisions that help them reach their short- and long-term financial goals.

Troy has nearly two decades of experience in the banking industry, and has been solely focused on helping clients through the mortgage process since 2014. He specializes in construction loans, self-employed borrowers, and enjoys finding creative financing solutions for unique situations.

In his spare time, Troy is an ambassador for his local Chamber of Commerce, and he volunteers with the Albemarle Housing Improvement Program, a local non-profit that does home repairs for elderly and disabled community members.

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Ken Byrne
Ken Byrne
NMLS ID #187129

With nearly three decades of mortgage banking experience, Ken Byrne is a seasoned mortgage expert with a proven track record in the mortgage lending business.

It is Ken's goal to make the home financing process a stress free experience for all parties involved. He wants you to be able to look back on your home financing and think of him when talking to your friends, family and co-workers who also may be in the market for a loan. His goal is to create a relationship that extends past your original mortgage transaction, and create a true partnership with you and your family.

Ken prides himself on being accountable and available throughout the entire mortgage process. He works hard to achieve 100% satisfaction. Ken wants to help people realize their dreams of homeownership by providing quality financial service with knowledge and integrity. He looks forward to the opportunity to serve you.

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Mike Bitrick
Mike Bitrick
NMLS ID #414577

Mike Bitrick is a seasoned mortgage expert who educates and guides his clients through each step of the mortgage process. With more than 25 years of mortgage lending experience, Mike believes in taking a deeply personalized approach to working with his clients. He will get to know you and your unique goals in order to match you with the best program and solution to meet your needs. Whether you are building, buying, or refinancing your dream home, he is here to help every step along the way.

Mike’s values are family, integrity, and transparency. He has two daughters in high school, and prides himself on putting family first. Outside the office, Mike’s passion for the homebuilder and realtor communities is evident through his involvement on several boards, including Homebuilders Association of Virginia, Blue Ridge Homebuilders Association, Charlottesville Association of Realtors, and more.

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Whitney O'Meara
Whitney O'Meara
NMLS ID #191101

Born and raised in Yanceyville, Whitney O'Meara is a native of North Carolina. She graduated from the University of NC at Wilmington with a degree in Finance and Management Information Systems and also holds a MBA from the University of Mary Washington. She and her husband Donald, and their two children Charlee and Donald III, live in Clayton. Whitney is active in her church and enjoys spending time with her family.

With over 18 years of experience in residential lending, Whitney has an extensive knowledge of all loan programs and is great working with first time homebuyers, investors, or the customers who has purchased many homes in the past.

Whether you are looking to purchase a home, refinance your existing mortgage, renovate/build a home, or just need helpful mortgage advice, please contact Whitney at any time. She will help you achieve your goal and is never too busy to work for you or for anyone you refer.

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Scott Wimmer
Scott Wimmer
NMLS ID #455104

Scott is one of only 37 mortgage professionals (rankings as of July 2017) in the entire country to hold the nationally recognized standing of Certified Mortgage Consultant as well as Certified Residential Mortgage Specialist with the National Association of Mortgage Brokers. With decades of experience, his extensive knowledge of the mortgage and financial planning industries culminates in a comprehensive understanding of the mortgage loan and home purchase process.

Scott believes that the role of a Mortgage Consultant should be to help each customer find the best loan structure for their unique situation and long term goals. He approaches each customer’s situation with a true consultant mindset. His goal is always to explore all options to help you find the loan structure that is best suited to your situation and that will help you achieve your long term financial goals.

Scott also makes sure your loan closes on time, every time. He strongly believes that obtaining all relevant information up-front provides a smooth loan process from application to closing. He will take the time to discuss important details with you, to answer any and all questions you may have, and to determine at the beginning of the process whether there may be any potential issues, so that there are no last-minute surprises.

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Sherry Riano
Sherry Riano
NMLS ID #71774

With over 20 years of experience in the mortgage industry, Sherry Riano exudes a deep passion for helping families in the Triangle financially obtain their dream home. Born in Smithfield, North Carolina, Sherry moved to Raleigh with her parents when she was three years old, and later on attended Wake Forest High School. Upon graduating, she took a leap of faith directly into the workforce and has lived in the Raleigh area for the past 30 years.

Fun fact: Even though Sherry is a frequent jet setter, beach lover, and shopaholic, she has traveled to all 100 counties in North Carolina! And of course, she still believes there is no place like home. Married to the love of her life, Sherry has two children and two beautiful grandchildren.

With a burning desire to ensure her clients and business partners are top priority, Sherry always takes into consideration each customer’s needs and goals in order to build a lifelong relationship. Always looking for creative ways to make clients’ dreams come true, Sherry and The Sherry Riano Team do whatever it takes to ensure customers successfully achieve their homeownership goals.

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FAQ

What is considered a cosmetic repair?

Cosmetic repairs include nicks, cuts, scratches, dents, paint or drywall imperfections, cracked or broken glass, or other damage to items in the home. Please check the home thoroughly prior to closing to ensure that all items are corrected to your satisfaction prior to closing.

Will I be notified of my post closing warranty checks?

It is the responsibility of the homeowner to notify us in writing of any warrantable concerns. We must receive written notification of any service items prior to the elapsing of the one year anniversary of the closing of the home. Please review the Residential Warranty Booklet to check if an item is covered. After receiving notification, we will schedule a walk through to identify the items that would fall under the warranty. These items would be repaired.

Are there any items that I as a homeowner need to maintain?

No home is maintenance free. As a homeowner, certain items considered to be regular maintenance include lawn watering and upkeep, caulking

Why is the caulking cracking?

Caulking will shrink and crack as a new home settles, expands and contracts with temperature and humidity changes. In areas that are exposed to water, especially kitchen and baths, it is a homeowner maintenance item to monitor and immediately replace any cracked or missing caulking to prevent any damage.

Does concrete crack?

Concrete is exposed to freeze/thaw cycles throughout the year. This can cause minor cracking. Concrete material is not bendable or flexible and as the ground beneath it expands and contracts, the concrete cannot always move with it. Control joints have been installed in an attempt to isolate potential cracking but it cannot be guaranteed that the concrete will not crack outside the joints. Do not allow moving vans or commercial vehicles to park on the driveway. Park away from the edges until the concrete has had ample time to cure.

Is it normal to experience leaks under severe weather conditions?

Severe weather conditions such as high winds, lightening, ice, blowing rain, heavy snow or flash floods can cause leaking. High winds and blowing rain can force water to enter through soffit vents, roofing material, doors, or windows. Ice can freeze on the roof causing water to back up under the shingles. Consult your home insurance policy for coverage for any damage sustained as a result of severe weather.

Why do I have cracks in my drywall?

Hairline cracking in drywall is considered normal as the home settles and breaths. We will complete drywall repairs one time during the first year. After this one time repair, drywall repair is a homeowner maintenance item.